Wedding Photographer Insurance

[ajax_andy]

I would be very grateful if someone could have a look at this insurance policy and let me know if it is sufficient for my needs?

http://www.infocusinsurance.co.uk/si...of%20Cover.pdf

I get the odd paid gig here and there, only for small amounts of money... I have some basic studio equipment that I sometimes take in to people's houses to do a family shoot, I do the odd wedding, and also the occasional bit of PR photography.

I don't earn much so don't want to spend a lot, but equally don't want to not have any cover just in case something goes wrong.

Also would this cover me should a client be unhappy with my work and try to sue? (This shouldn't happen as I'd never take a job I couldn't do, but I'm thinking more along the lines of a chancer trying it on)