Accepting Credit Cards

[GadgetRick]

Ok, this may be much simpler than what most cc questions are. I don't care about processing cards onsite or anything crazy like that. I was wondering if I can take a cc # and use that within my PayPal account to charge a customer for prints/services. I can't seem to find a way to do this. I see how to add the functionality to a website but I'm just talking about someone contacts me about something, wants to pay me via cc and I take the card and charge them. Is there a way to do this? Some people don't have a PayPal account for various reasons.

Thanks.

[SusanH1970]

As far as I know, the only way is to send an invoice to their email account through PayPal. They enter in their account info and the money gets put in your account. I believe there's a small charge, however (something like 3% of the total?). If they don't have a PayPal account they'll have to make one.

[GadgetRick]

Originally Posted by SusanH1970

As far as I know, the only way is to send an invoice to their email account through PayPal. They enter in their account info and the money gets put in your account. I believe there's a small charge, however (something like 3% of the total?). If they don't have a PayPal account they'll have to make one.

Kind of thinking this is the case. I'm just looking for an easier way. Lots of people don't like PP so they don't/won't have an account. Most of my business is cash/check but would like to be able to accept cc.

I'm ok with the fees for using cc. I'm used to paying PP fees anyway.

[SusanH1970]

I've found that most are pretty much okay with using PayPal. I have on my T&C that I accept cash, checks, and credit cards via Paypal. That way they know in advance that if they want to use a credit card they'll have to go through PP. Works for me.

[candleman]

whe i'm asked for payment by CC, i just tell them to transfer cash out of the credit card to their personal account, and then do a deposit direct to me.

that way i dont get lumped with CC and transfer fees...

[Jim Poor]

Paypal has a "virtual terminal" as one of their packages.

Propay has a virtual terminal, online invoices and even a card reader.

[Niresangwa]

I send invoices via PP, Susan's right, its about 3%, but they don't have to have a PP account themselves.

[GadgetRick]

Originally Posted by Niresangwa

I send invoices via PP, Susan's right, its about 3%, but they don't have to have a PP account themselves.

I thought they did have to have an account? How do I collect via cc using PP if the customer doesn't have an account?

[naeno]

They do not have to have an account. They simply enter the information and you get the payment. The option is on the payment page on the left-hand side, while sign-in is right next to it on the right-hand side.

[Niresangwa]

what Lynnae said!

It's similar to buying something on the web as a 'guest'. You make out the invoice on the PP site, its emailed the client, they click a link in the email. The link takes them to a secured page where they enter their CC information. receipts are then sent to seller and buyer.