If I need family portraits that include me, I'll usually just barter with one of my photo buddies. An "I'll shoot you, you shoot me" arrangement. I've found this to be the best way to ensure the cobbler's kids have proper footwear, metaphorically speaking.
I primarily shoot nature and landscapes, though, and will buy prints from other photographers that inspire me. That usually happens a couple of times a year depending on my budget.
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