I would definitely advise the faster lens route. Ebay or a camera shop should throw up something inexpensive, especially if you are happy to work in manual mode. My second lens was an old Nikon E series 50mm f/1.8 lens, which has become my standard choice. The only annoyance is that, because the aperture is set using an external ring, I have to manually note that information to go with the photos but, otherwise, it is a joy to use.
Indoors, you can use a fairly wide open aperture which, combined with perhaps a small boost to ISO (say 400), should give you amply fast shutter speeds. You will also get a shallower depth of field - this can be a challenge but also catches the subject in focus while leaving the background subtly blurred and less distracting.
Wulf
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Wulf Forrester-Barker << Sites: blog / flickr >>
Gear: Nikon D40, Nikon AFS 18-55mm f/3.5 - 5.6G, Nikon Series E 50mm f/1.8, Nikon AF 70-300mm f/4-5.6G, Vivitar 90mm f/2.5 macro, Raynox DCR-250, Lensbaby 2.0k, SB600
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