While an LLC is obviously a good idea, it doesn't protect you from personal liability. For example, if you're driving to a wedding and accidentally kill someone in a car accident, they can sue the LLC but can also sue you for personal liability. This is why it's always best to have the liability insurance for the LLC. Take careful note of your policy...often times it only covers the officers and/or managers of the LLC. In other words, if you have an assistant and he/she has an accident, the LLC is protected through it's structure (outside of the insurance) but that person is on their own.
If you do have assistants, definitely form an LLC. Otherwise, if they have an accident (like the car accident example), you can be personally sued because they are performing their service to your business.
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