I've heard a lot of such complaints about banks. One company with branches local to me is notorious for not processing anything until the end of the day, then batch-processing all withdrawals before any deposits.
So if I had $5 in the bank, and deposited my pay before shopping, I'd have a load of overdraft fees the next day.
It's why I don't use that bank. Granted, every bank available locally does something similarly atrocious.
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