Thanks everyone for the replies. This was one of those situations where I was at a church event and taking lots of pictures of people where I could control how I was taking the picture. I got asked to take this picture with the ocean as a backdrop and I knew that the conditions weren't going to be good. I am very new at this and so don't have a lot of the equipment that a lot of you have already. However, I ask and I desire to know how I can improve and what I need to do better next time in the same situation. Slowly but surely I will learn and I will add to my equipment those items that will help me when I need them.
Thanks again. You guys are awesome!