My SLR and P&S both shoot 3:2. I find that I prefer it for landscapes and portraits. I never really found myself using 4:3. None of my cameras ever shot in that ratio.
I find that, if Im cropping, I'll use standardized ratios, but generally I stick to the 3:2.
Remember, 3:2 is the same as 6:4 (a standard 4x6 print), but it is NOT the same as 16:9
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