Hi Peach1828,
I think subrataofkris hit most of the issues, but I wanted to reiterate the point about the polarizer and flare. Flare is generally caused by the light reflecting back from other elements within the lens. Adding the polarizer here (where it's not doing anything anyway) is just adding to the flare.
I also wanted to say that I like the shot. Crop some off the bottom and you have some nice silhouettes with the different layers. I especially like the light coming through the lifeguard tower.
PC
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