If you have the money to buy the 16-85mm VR instead of the kit, I wouldn't hesitate to get it. It's a few hundred more, but probably money well spent in the long run. Not that the 18-105mm VR is a bad lens, or poor quality. I've had mine for about a year, and I like it for what it is- a relatively inexpensive wide-range zoom. But the 16-85mm is higher quality, both build quality and optically, and will hold its value better if you decide to switch later. If you're looking to save a little, there's nothing wrong with buying either of those lenses used. Especially the 16-85mm, which you could probably sell for what you pay for it if you bought used.
I second Osmosis' pick of either of those lenses along with the 70-300mm VR as well. I got a great deal on mine shortly after I bought my camera, and I find it's a great compromise of speed, size, and cost for a DX camera.
I don't know you, but I'd drive myself nuts having only a prime lens. But I play around, shooting anything from macros to landscapes. While I did like my 35mm AF-S, I couldn't imagine being confined to just one focal length. I haven't tried the 50mm yet, but for the size and cost of the 35mm, you can't go wrong, unless the focal length is just all wrong for you. I'd have to try out the 50mm to see if the extra few hundred is worth it for me.
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