I was calling my home owners insurance today to inquire if I could add my gear to the policy, just to find out, that my deductible would be more than half the value of my stuff. Additionally they would raise my monthly premium for the additional value. And in case of theft etc. they only would cover like for like, meaning they would not replace it with a new camera but a used one of about the same value as my old one. Therefore I am looking for alternatives to insure my gear, especially when I am traveling.
Does anyone have a suggestion about a cheap insurance that will cover your gear while on the road or otherwise. Does anyone have an experience with any of the insurances out there, that specialize in camera gear?
All input would be appreciated!
