You could also consider buying used camera and/or lenses to save money. If you live in a large city you can go and test the equipment before buying. Ebay sellers with good feedback can also be considered.
A used Canon 350d/400d (Rebel Xt/Xti) with a kit lens could be a good choice, or a used Nikon. It could be a good idea to go for the same brand as your friend, that way you could borrow lenses and gear from each other.
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