The gridlines are 1/4 on the D80 as well. I guess they're meant more to help you make sure your shot is straight.
I don't know that I consciously think of the rule of thirds when I am shooting, but I do when I come back to the computer for cropping and post-processing. I don't stick hard and fast to it. I will use it as a starting point and then adjust it to whatever looks better to my eye or the shot I am trying to capture.
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